How to Recognize and Avoid Phishing Scams
Emails are very convenient and powerful communication tool. Unfortunately, many scammers and hackers use this communication tool an easy means for luring potential victims. So to protect yourself from these scams it is very much important to recognize and avoid phishing scams. The following recommendations can minimize your chances of falling victim a phishing scam:
Legit companies don’t request your sensitive information via email
If you receive any email asking for passwords, credit card information, credit scores, or tax numbers, chances are high this can be a phishing scam. The reason is that no legit company will ask for your personal data nor will they send you a link from which you need to login.
Legit companies usually call you by your name
Phishing emails typically use generic salutations such as “Dear valued member,” “Dear account holder,” or “Dear customer.” But the legit companies will send you an email containing your name and most probably they will ask you to contact them via phone.
Legit companies know how to spell
Most of the phishing emails will have bad grammar. An email from a legitimate organization should be well written.
Legit companies don’t force you to their website
Many phishing emails are coded entirely as a hyperlink. Once you will click on those will open a fake web page where they will ask you to fill your sensitive data.
Five ways to avoid falling victim to a phishing scam:
- Make sure your operating system, antivirus software, and browser are up to date:- Set the software to update automatically so it can deal with any new security threats.
- Enable multi-factor authentication on your online accounts:- Whenever you get an option to set two-step security on your online account, you must opt for this opportunity. With two-step security it is harder for hackers to log in to your accounts if they somehow get your username and password.
- Never follow the links in an email you suspect might be phishing: – Ignore the email that you suspect might be phishing. Never try to open the link you receive in an email from a third party. In this case, you must directly call the website on their verified number and ask the company is legitimately asking for the information in the email.
- Never respond to an email request for personal information: – Before you send your personal details to an email request, it is better to call the website on their verified number and ask the company is legitimately asking for the information in the email.
- Protect your mobile phone by setting software to update automatically:- These updates could give you critical protection against security threats.